Secured Loans

Secured loans (also known as homeowner loans) use your property as security against the money you are looking to borrow. Offering a lower rate of interest against unsecured loans such as overdrafts and credit cards, secured lending is a good solution if you are looking to borrow larger balances (£10K+) over a longer period of time.

If you are a homeowner looking for a loan to reduce your monthly expenditure by consolidating debts, spreading payments for a large investment or carrying out home improvements – secured loans with Blue Crocodile are a great place to start.

Debt Consolidation

Combining credit cards, car loans and other unplanned or unsecured debt can reduce your monthly payments. We evaluate our customer’s financial situation to establish the short and long term benefits and disadvantages of consolidating debt through a homeowner loan.

After a straight forward chat, we search the market to establish the most appropriate options available and present an unbiased proposal to help put you in control of your finances.

Home Improvement Loans

In many cases home improvements and extensions can either avoid a costly move or increase the sale value of a property. At Blue Crocodile we help you realise your home’s potential by investing our time in understanding your situation and sourcing the best lending solution.

These longer term loans can make home improvements more affordable as the cost is spread out in a similar way to a mortgage.